Mexican Auto Insurance
Mexico has some of the most beautiful beaches in the world, delicious and varied cuisine, and a historically-rich and charming culture — making the country a wonderful place to visit. Moreover, tourists from the U.S. who hate flying can easily drive themselves across the border! However, there is one thing tourists driving to Mexico will need to ensure they acquire (besides a tropical print button-up) before crossing the border — Mexican car insurance!
Don’t let an uninsured accident ruin your idyllic Mexican vacation. Contact our agents at King Insurance to learn more about our Mexican auto insurance plans and to request a free, no-obligation quote!
What is Mexican Auto Insurance?
Mexican auto insurance helps cover damages in the event of an accident involving cars with U.S. plates driving in Mexico. This type of policy is separate from domestic auto insurance. A Mexican insurance policy will have coverage comparable to that of a person’s domestic policy. For example, to receive collision coverage on a Mexican policy, one must also have collision coverage domestically. Also, visitors must acquire their insurance from a Mexican company. To simplify this, our insurance agency works with Mexican insurance companies to help provide you with coverage for your vehicle.
Do I Need Mexican Auto Insurance?
Tourists must carry Mexican auto insurance to drive legally through the country, as coverage is mandatory. In the event of an accident, both parties must present proof of insurance. Failure to do so could result in the impounding of the uninsured car or even an arrest — which could ruin your visit. As you can see, the risks are too significant not to protect yourself with a Mexican auto insurance plan. Fortunately, with the help of our insurance agents in Gainesville, FL, these plans can be easy to acquire and relatively inexpensive.
How Much Does Mexican Car Insurance Cost?
The exact cost of Mexican auto insurance policies will vary depending on factors such as the duration of your stay, the value of your vehicle, and the limits of liability you decide upon. Additionally, many of these policies can come in daily, weekly, monthly, or annual packages. Those taking a short vacation may only need a week-long policy. Those who plan to be in Mexico for an extended period can get more bang for their buck by obtaining an annual policy. Contact one of our auto insurance agents for help finding the plan that best suits your individual needs!
Mexican Auto Coverage
As opposed to U.S. auto insurance, which provides comprehensive, catch-all coverage — Mexican auto insurance offers named peril policies, which will only cover specifically selected damages. Some coverages Mexican auto insurance may provide include:
- Physical Damage
- Medical Payments
- Roadside Assistance
- Property Damage
- Legal Assistance