RV Insurance

Big I Best Practices Agency 2022

Comprehensive RV Trailer Coverage

It’s practically unanimous with the American dream — driving cross country in an RV, enjoying each beautiful vista that the US has to offer. While the idea is a lovely and obtainable one, it pays to be practical. Given the size and maneuverability of RVs, accidents can be an unfortunate consequence of the freedom allowed by these moving homes. Even if the RV is stationary for most of the year, incidents are possible, whether from natural disasters or when moving the RV or emptying the wastewater tanks.

It’s important to have appropriate RV insurance to ensure that your investment is protected no matter where life takes you. Contact King Insurance Partners today to find out what our RV insurance coverage entails and receive a free, no-obligation quote.

RV driving on the road

Is RV Insurance Necessary?

Like auto insurance, if you drive your RV instead of tow it, you may be required to carry minimum liability insurance. If you are doing much traveling with your recreational vehicle, it’s best to have additional coverage. Even if you’re not doing a lot of traveling, RV accidents can be incredibly expensive for those involved. Additionally, it can help to have special coverage to pay for replacements, liability, emergency expense coverage, and more.

What Types Of RVs Are Covered?

Because many different types of vehicles can qualify as recreational vehicles, it’s important to know which types are covered.

How Much Does RV Insurance Cost?

Like other insurance plans, RV insurance isn’t a one-size-fits-all solution. To determine RV insurance costs, it basically boils down to three variables: RV details, usage, and driving history. RV details will include the type, age, and condition of the vehicle. Expect to pay more for a newer, top-of-the-line model than an older one. It also depends on how you intend to use your RV. Costs will vary if it’s your full-time residence or something you take on the road once a month. And just like auto insurance, prior accidents and tickets received while operating a motor vehicle can drive up the price.

RV Insurance Coverage

King Insurance Partners offers a range of coverage options for a variety of needs. Our experts will work with you to customize your RV protection plan. Some common plans can include:

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